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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

What Happens If I Get In A Wreck With An Uninsured Driver?

Most states have mandatory minimum auto insurance laws, but some people still drive without the required coverage. The Insurance Information Institute (III) reports that in a recent study, 13%, or one in eight drivers in the U.S. is operating a vehicle without insurance. Many such drivers cannot afford the cost of car insurance, which makes it difficult to collect damages after an accident. Fortunately, there...

How To Avoid Hitting A Deer

Autumn is beautiful, but it also introduces some fall driving hazards… deer collisions being one of them. From October to December, mating and hunting season make deer go on the move. For drivers, that means you’re more likely to hit one. But have you ever wondered how your auto insurance can cover hitting a deer? Are deer collisions are covered by comprehensive or collision coverage? According to the...

Traditional IRA Vs. Roth IRA

“IRA” is an abbreviation for “Individual Retirement Account.” A traditional IRA and a Roth IRA are two different retirement options, each with its own pros and cons. Depending on your circumstances, either may be a good choice for growing your retirement dollars. What Is a Traditional IRA? A traditional IRA is a retirement account for pre-tax contributions. The funds in the account can be used...

Buying A Car? Talk To A Local Insurance Agent First

When purchasing a new vehicle, many drivers are tempted to keep the same old auto insurance coverage limits or do whatever they can to lower their rate. But finding the best auto insurance, like shopping for a new car, is about much more than the sticker price. So let’s uncover why shopping for insurance and a new ride often go hand in hand – and...

What Do I Need To Do Before Buying Life Insurance?

Buying life insurance is an important financial decision. Not only can it help protect the loved ones who depend on you, but it can also serve as a useful financial tool. To help ensure you make the right decision, take the following steps before shopping for a life insurance policy. Determine How Much Life Insurance You Need How much will be needed in death benefits...