Do I Need More Homeowners Coverage After Renovating?
Posted: October 16, 2019
Do I Need More Homeowners Coverage After Renovating?Renovations can add substantial value to your home. Adding on a front porch, putting in a swimming pool, remodeling your kitchen, and other improvements can not only make your home more pleasant and comfortable to live in, but also increase its market value. After a remodeling project, it is vital to reevaluate your homeowners policy and ensure you have the right coverage at the best...
Understanding The Liability Portion Of Homeowners Insurance
Posted: September 16, 2019
Understanding The Liability Portion Of Homeowners InsuranceGenerally, homeowners insurance is designed to help repair or replace your home and belongings if they are damaged by certain covered perils, such as fire or theft. Most homeowners policies also provide liability coverage in case a visitor is injured on your premises, or you accidentally damage another person’s property. You may also add a personal umbrella policy – a type of insurance that provides...
Why Do I Need Separate Flood/Earthquake Insurance?
Posted: August 20, 2019
Why Do I Need Separate Flood/Earthquake Insurance?A number of disasters are covered under the typical homeowners insurance policy, but not everything. If you live in a flood zone or an area prone to earthquakes, you will need to purchase separate flood insurance or earthquake insurance. Our experienced agents can help ensure you have the coverage you need at the best available rates. What Disasters Are Covered By Homeowners Insurance? Although individual...